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returntothepit >> discuss >> Cancel your credit cards before you die by Niccolai on May 30,2007 1:42pm
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toggletoggle post by Niccolai   at May 30,2007 1:42pm edited May 30,2007 1:44pm
Be sure and cancel your credit cards before you die.
This is so priceless, customer service being what it is today.




My great aunt died this past January, and Citibank billed her for February & March for their annual service charges on her credit card, & added late fees and interest on the monthly charge. The balance had been $0.00, now somewhere around $60.00. Here's the exchange:






Me: "I am calling to tell you she died in January."

Citibank: "The account was never closed and the late fees & charges still apply."

Me: "Maybe, you should turn it over to collections."

Citibank: "Since it is 2 months past due, it already has been."

Me: So, what will they do when they find out she is dead?"

Citibank: "Either report her account to frauds division or report her to the credit bureau, maybe both!"

Me: "Do you think God will be mad at her?"
(I really liked this part!!!!)

Citibank: "Excuse me?"

Me: "Did you just get what I was telling you the part about her being dead?"

Citibank: "Sir, you'll have to speak to my supervisor." (Duh!)
(Supervisor gets on the phone):

Me: "I'm calling to tell you, she died in January."

Citibank: "The account was never closed, so the late fees and charges still apply." (This must be a phrase taught by the bank!)

Me: "Do you mean you want to collect from her estate?"

Citibank: (Stammering) "Are you her lawyer?"

Me: "No, I'm her great nephew."

Citibank: "Could you fax us a certificate of death?"

Me: "Sure." (fax number is given) After they get the fax:

Citibank: "Our system just isn't setup for death. I don't know what more I can do to help."

Me: "Well, if you figure it out, great! If not, you could just keep billing her. I really don't think she will care."

Citibank: "Well, the late fees & charges do still apply."
(What is wrong with these people?!?)

Me: "Would you like her new billing address?"

Citibank: "Yes, that will help."

Me: " Odessa Memorial Cemetery , Plot Number 69."

Citibank: "Sir, that's a cemetery!"

Me: "What do you do with dead people on your planet?

Citibank hangs up.



toggletoggle post by DestroyYouAlot  at May 30,2007 1:45pm
Sign her up for internet pr0n.



toggletoggle post by Raycm at May 30,2007 1:56pm
Thats priceless.



toggletoggle post by MarkFuckingRichards  at May 30,2007 2:04pm
hahahahahaha! ridiculous! what kind of fucking bank is citibank if their "system is not set up for death?" every other bank and credit organization in the fucking world cancels accounts upon death. retards.



toggletoggle post by metal_church101  at May 30,2007 2:07pm
LOL. That is a fuckin riot with you giving them her new address.



toggletoggle post by SteveOTB   at May 30,2007 2:34pm
Niccolai said:
Be sure and cancel your credit cards before you die.
This is so priceless, customer service being what it is today.




My great aunt died this past January, and Citibank billed her for February & March for their annual service charges on her credit card, & added late fees and interest on the monthly charge. The balance had been $0.00, now somewhere around $60.00. Here's the exchange:






Me: "I am calling to tell you she died in January."

Citibank: "The account was never closed and the late fees & charges still apply."

Me: "Maybe, you should turn it over to collections."

Citibank: "Since it is 2 months past due, it already has been."

Me: So, what will they do when they find out she is dead?"

Citibank: "Either report her account to frauds division or report her to the credit bureau, maybe both!"

Me: "Do you think God will be mad at her?"
(I really liked this part!!!!)

Citibank: "Excuse me?"

Me: "Did you just get what I was telling you the part about her being dead?"

Citibank: "Sir, you'll have to speak to my supervisor." (Duh!)
(Supervisor gets on the phone):

Me: "I'm calling to tell you, she died in January."

Citibank: "The account was never closed, so the late fees and charges still apply." (This must be a phrase taught by the bank!)

Me: "Do you mean you want to collect from her estate?"

Citibank: (Stammering) "Are you her lawyer?"

Me: "No, I'm her great nephew."

Citibank: "Could you fax us a certificate of death?"

Me: "Sure." (fax number is given) After they get the fax:

Citibank: "Our system just isn't setup for death. I don't know what more I can do to help."

Me: "Well, if you figure it out, great! If not, you could just keep billing her. I really don't think she will care."

Citibank: "Well, the late fees & charges do still apply."
(What is wrong with these people?!?)

Me: "Would you like her new billing address?"

Citibank: "Yes, that will help."

Me: " Odessa Memorial Cemetery , Plot Number 69."

Citibank: "Sir, that's a cemetery!"

Me: "What do you do with dead people on your planet?

Citibank hangs up.


Kuddos Niccolai Kuddos. I loved the part of the new address.



toggletoggle post by HailAtWork at May 30,2007 2:47pm
That was fucking priceless...I love how banks and other corporate insitutions aren't set up to deal with reality on this planet. I'd ask if they're setup to bill in the afterlife. It makes you realize how all of this shit we've build up around us doesn't matter at all.



toggletoggle post by swamplorddvm  at May 30,2007 2:54pm


I will have my bond! I will have my bond!



toggletoggle post by Yeti at May 30,2007 3:07pm
give this man a standing ovation.



toggletoggle post by Kinslayer at May 30,2007 3:09pm
D, nice usage of the Shylock. Yee Olde Merchant of Venice...great book.


But yeah, funny exchange there, Niccolai. Citibank sucks.



toggletoggle post by jesus_of_nazareth  at May 30,2007 4:20pm
She lived a good life. I'll pay for it with my trust fund money.



toggletoggle post by Niccolai   at May 30,2007 7:21pm
This wasn't my actual conversation, I just copied and pasted it from another site.

You all should have known better, I obviously wouldn't be the relative to call the credit agency, I'd be the one to steal the credit card and buy a year subscription to whoreabuse.com with it.



toggletoggle post by DestroyYouAlot  at May 30,2007 7:29pm
Niccolai said:
This wasn't my actual conversation, I just copied and pasted it from another site.

You all should have known better, I obviously wouldn't be the relative to call the credit agency, I'd be the one to steal the credit card and buy a year subscription to whoreabuse.com with it.


As I advised.



toggletoggle post by Lamp  at May 30,2007 7:34pm
You should have put it in italics or something if that was the case. Funny shit though, I laughed out loud.



toggletoggle post by GoatCatalyst   at May 30,2007 8:12pm
astounding!



toggletoggle post by rotivore at May 30,2007 8:15pm
cancel yer life before you credit card.



toggletoggle post by NIGGER  at May 30,2007 8:50pm
That rocks.



toggletoggle post by dyingmuse   at May 30,2007 9:05pm
That was amazing!!!!!



toggletoggle post by DEATH2ALL  at May 31,2007 3:35am
Everyone needs to get as many cards as possible, max em all out & refuse to pay. The entire planet. Fuck these bankers.



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