I'm about to call the bank to protest yet another mistake on their part that has cost me money. I'm still not fully awake yet though, and I'm a pretty polite person by nature. So I need RTTP's help to get me riled up.
Actually besides a savings account when I was 7, I've done business with nothing but credit unions. They have huge upsides when it comes to loans, and interest rates and such. But also huge downsides when it comes to the quality of personnel they hire.