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you are ab-using [QUOTE]blah blah blah[/QUOTE] to reply to pam.
Please remove excess text as not to re-post tons
[QUOTE="pam:900507"]Predatory loans took down a lot of fucking people, making it a "black" issue is fucking laughable. The banks enchanted people who weren't very smart by dangling "the American dream" in front of them. It's fucking despicable what the banks did, but no one FORCED anyone into anything. Know why I don't own a home? Cause I can't fucking afford it. Living outside of your means like that is your own fucking fault. [/QUOTE]
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